WEBSITE TERMS & CONDITIONS

Simon Banwell trading as Every Req., Every Req. Limited (where evolved) , +ER, Contract+ER,

Website: www.erconsult.co.uk

Last updated: May 2026  |  Governing law: England & Wales

Introduction & Acceptance

By accessing or using this website, you agree to be bound by these Terms and Conditions, including our Privacy Policy. Please read them carefully before using the website or any of our services. If you do not agree to these terms, you should stop using this website immediately.

In this agreement, references to "+ER", "us", "we" or "our" mean Simon Banwell (and whereestablished laterly) and Every Req. Limited (company registration number [INSERT]), trading as +ER, the operator of www.every-req.com and any other websites or platforms operated by us ("website"). References to "you" or "your" mean you as the individual or legal entity using our website.

We may update these terms from time to time. Updated terms will be posted on our website and will take effect from the date of posting. We recommend you check this page periodically.

Educational Nature & Disclaimer

All content provided on this website and in any publications produced by +ER (including any guides, templates, or training materials) is for educational and informational purposes only. It does not constitute legal, financial, or professional advice.

General comment only:

The material is of a general nature and is not intended to provide specific guidance for particular circumstances. It should not be relied upon as the basis for any decision to take action or refrain from taking action on any matter it covers.

Story Telling and fictional content:

Certain content on this website features fictional characters (Elliot Raine, Evelyn Raine, and Rex Evereaux). These characters are fictitious and are not intended to depict or represent any real person, whether living or deceased. All storylines, events, and organisations portrayed in connection with these characters are imaginary. Any similarity to actual persons, organisations, or events is unintentional and coincidental.

In all cases of doubt content on this website should be presumed to be fiction.

Seek professional advice:

Readers and users should always obtain appropriate professional, legal advice before making any such decision.

Limitation of liability:

To the maximum extent permitted by applicable law, Simon Banwell and Every Req. Limited (where created) trading as +ER and its directors and employees disclaim all responsibility and liability to any person arising directly or indirectly from any person taking or not taking action based on the information provided on this website.

Feedback, Comments or Complaints

If you have any questions, comments, or complaints, please contact us at support@erconsult.co.uk. We aim to respond to reasonable enquiries within five business days.

Prohibited Use

As a condition of your use of this website, you warrant that you will not use it for any purpose that is unlawful or prohibited by these terms. You must not use this website in any manner that could damage, disable, overburden, or impair it, or interfere with any other party's use and enjoyment of it.

You expressly agree not to:

• use the website as a lead generation tool for the benefit of your own business, or to compile lists to help your own business, without our prior written consent
• engage in any spamming or similar unsolicited communications, whether internal or external
• engage in any unlawful or immoral acts, or acts which violate these terms and conditions
• decompile, reverse engineer, copy, or attempt to imitate this website or its underlying content (all content on our website is protected by copyright)
• attempt to gain unauthorised access to any part of this website not made intentionally available to you

Links to Third-Party Websites

This website may contain links to third-party websites. Those sites are not under our control and we are not responsible for their content or any transmissions received from them. Links are provided for your convenience only and do not imply our endorsement of, or any association with, the operators of those sites.

Promoted Services — Disclaimer

Where we promote external partners' products or services on this website, it is because they have provided sponsorship or otherwise supported us. You must exercise your own judgement based on your own personal circumstances before purchasing any external products or services.

Intellectual Property

Every Req. Limited trading as +ER owns or has permission to use the intellectual property rights in the contents of this website. You may not use, copy, display, distribute, modify, translate, adapt, incorporate into other works, or otherwise exploit any of our website content in whole or in part, except as expressly authorised by us. To request permission to reproduce any content, please contact support@erconsult.co.uk.

Images subject to copyright may include attribution to their creator or reference to their source. Any images, item descriptions, or written content posted on this website by external partners remain the responsibility of those partners and may be subject to copyright; you must seek permission from the relevant partner before using any such content.

The names of companies and products mentioned on this website may be the trade marks of their respective owners; you should seek the owners' permission before use.

Permitted Personal Use

You may access, download, or print material from this website for your own personal, non-commercial use. We permit you to share our content via social media platforms in accordance with those platforms' policies, provided that appropriate links to our content are kept in place and no changes are made to our content.

This permission does not extend to any books, guides, or other publications produced by +ER. You are not permitted to use our copyright material for any commercial purpose.

You may not resell our services or copyright material without our express prior written consent. You agree not to alter or remove any copyright or proprietary notice from materials downloaded from this website.

Our Content

You use this website at your own risk and are responsible for evaluating the accuracy, currency, completeness, and relevance of any material. We do not endorse any view, opinion, or comment posted by other users of our website and make no warranty (express or implied) as to the accuracy, currency, or completeness of any material on our website.

Your Content

You warrant that you hold all necessary rights and interests in any material you submit to our website or social media pages ("your content"), and that none of your content infringes any third-party intellectual property rights, including copyright and trade mark rights.

By submitting your content to our website or social media pages, you irrevocably grant to us a perpetual, worldwide, non-exclusive, royalty-free, sub-licensable, and transferable licence to use your content to provide services to you, now or in the future. We will not use your content for any other purpose. You indemnify us against any claims arising from breach of intellectual property rights in your content.

We may, at our sole discretion, remove or disable your content if we believe it to be offensive or in breach of these terms. We are under no obligation to return any of your content to you.

Reporting Copyright Infringement

If you believe that material on our website infringes your intellectual property rights, please contact us at support@erconsult.co.ukwith sufficient information to identify the relevant intellectual property and the nature of the alleged infringement. Where we form a reasonable belief that an infringement has occurred, we will remove the relevant material. Please note that you may be liable if you knowingly make any misrepresentation in such a report.

Security

We make reasonable efforts to maintain the security of this website; however, we do not guarantee the security of the website, our records, or your content. We disclaim all liability for computer viruses or other technological issues that we do not intentionally cause or that are beyond our reasonable control. We recommend that you keep up-to-date security software installed on your device.

Continuous accessibility to the website depends on external services. As a result, the website may be unavailable from time to time.

Limitation of Liability

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under English law.

Subject to the above, Every Req. Limited trading as +ER and its employees, directors, and agents will not be liable to you or any other person for any damages, loss, or injury of any kind arising from your use of this website or reliance on the information provided, whether direct or indirect, to the fullest extent permitted by law.

Where liability cannot be excluded by law, and to the maximum extent permitted, our total liability to you shall be limited at our discretion to either: (a) re-performing the relevant services; or (b) a refund equal to the total amount paid by you for the particular services giving rise to the claim, even if those services were provided to you without charge.

This limitation of liability shall survive any termination or expiry of this agreement or your use of this website.

Consumer Rights

If you are a consumer (i.e. an individual acting outside the course of a business), nothing in these terms affects your statutory rights under English law, including rights under the Consumer Rights Act 2015 and the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.

Indemnity

You agree to indemnify and defend us against any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising from:

• any content you post via this website
• your unauthorised use of this website, or of products or services advertised on this website
• your breach of these terms and conditions

Governing Law & Jurisdiction

These terms and conditions are governed by the laws of England and Wales. Both parties submit to the exclusive jurisdiction of the courts of England and Wales in respect of any dispute or claim arising out of or in connection with these terms or your use of this website, except that we reserve the right to bring proceedings against you in any other competent jurisdiction.

If you are a consumer resident in Scotland or Northern Ireland, you may also bring proceedings in the courts of Scotland or Northern Ireland respectively.

Notices

You may provide notice to us via the contact page on our website or by email addressed to the Directors at support@erconsult.co.uk . We may provide notice to you by email or other electronic means to the address you have provided.

Use of this website is not authorised in any jurisdiction that does not give full effect to all provisions of these terms. If you are in such a jurisdiction, it is your responsibility to stop using this website.

Relationship of the Parties

No joint venture, partnership, employment, or agency relationship exists between you and us as a result of this agreement or your use of this website.

Our performance of this agreement is subject to existing laws and legal process. Nothing in this agreement limits our right to comply with governmental, court, or law enforcement requests or requirements relating to your use of this website or information gathered by us in respect of that use.

Severability

If any provision of these terms is held to be invalid or unenforceable under applicable law, that provision will be deemed replaced by a valid and enforceable provision that most closely reflects the intent of the original, and the remaining provisions will continue in full force and effect.

These terms and conditions, together with our Privacy Policy, constitute the entire agreement between you and us in respect of your use of this website and supersede all previous agreements relating to such use.

Data Protection

We process personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. Please refer to our Privacy Policy for full details of how we collect, use, store, and share your personal data, and your rights in relation to that data.

Contact Us

If you have any questions about these Terms, please contact us: